From broken credit to financial freedom in 4 simple steps.
Step 01
Secure & Instant
Enter your SSN and date of birth through our bank-grade encrypted form. We connect directly to Equifax, Experian, and TransUnion in seconds — no PDFs, no manual uploads, no waiting.
Connect Your 3 Bureaus
Secure & Instant
Step 02
Powered by Advanced AI
Our AI scans every line of your credit reports across all 3 bureaus. It identifies negative items, inconsistencies, outdated information, and FCRA violations — things humans miss.
AI Analyzes Your Reports
Powered by Advanced AI
Step 03
FCRA & FDCPA Compliant
For each negative item found, our AI generates a personalized, legally-grounded dispute letter citing the exact FCRA and FDCPA statutes. One click sends it via USPS certified mail.
Generate Dispute Letters
FCRA & FDCPA Compliant
Step 04
Results in 30–90 Days
Track every dispute in real time. Get notified when bureaus respond. Watch your score climb as negative items are removed. Most clients see their first results within 30 days.
Track & Watch Your Score Rise
Results in 30–90 Days